If you are searching for a moist, flavorful treat that brings together the comforting taste of ripe bananas with the irresistible burst of chocolate, this Chocolate Chip Banana Muffins Recipe is exactly what you need. These muffins are soft and tender with the perfect balance of sweetness and a hint of cocoa, making them a delightful choice for breakfast, snack time, or even a light dessert. Bursting with mini chocolate chips throughout, they melt in your mouth and leave you craving more. It is a simple and joyful recipe that even a beginner will find easy to master and a sure way to impress family and friends.

Ingredients You’ll Need
This recipe relies on straightforward ingredients that come together to create a harmonious blend of flavors and textures. Each component plays an essential role, from the flour that gives structure, to the bananas that provide natural sweetness and moisture, and the cocoa powder adding a gentle chocolatey depth.
- 1 â…” cups flour: The base of your muffins, providing the perfect amount of structure and chewiness.
- 1 heaping teaspoon baking soda: Helps the muffins rise beautifully and become fluffy.
- ½ teaspoon salt: Enhances all the flavors and balances the sweetness.
- â…” cup sugar: Adds sweetness without overpowering the natural banana flavor.
- 1 tablespoon brown sugar (packed): Offers a hint of caramel richness and a bit of moisture.
- 2 tablespoons cocoa powder: Adds subtle chocolate undertones that complement the chocolate chips.
- 1 egg: Binds ingredients together and contributes to the muffins’ tender crumb.
- ½ cup vegetable oil: Keeps the muffins moist and soft for days.
- â…“ cup milk (or almond milk): Provides moisture and helps mix ingredients seamlessly.
- 1 teaspoon vanilla: Rounds out flavors with its warm, sweet aroma.
- 2 overripe bananas (peeled and mashed): The star of the show, offering natural sweetness and enhancing texture.
- ¼ cup semi-sweet mini chocolate chips (plus extra for topping): Melts into little pockets of chocolate joy throughout the muffins.
How to Make Chocolate Chip Banana Muffins Recipe
Step 1: Preheat and Prepare
First, preheat your oven to 375 degrees Fahrenheit. Then, line a 12-cup muffin pan with cupcake liners and lightly spritz them with non-stick cooking spray. This preparation ensures your muffins will come out cleanly and look picture-perfect.
Step 2: Combine Dry Ingredients
In a medium bowl, whisk together the flour, baking soda, salt, sugars, and cocoa powder. Whisking these ingredients ahead of time evenly distributes the leavening and cocoa, giving your muffins that consistent, delicious taste and texture in every bite.
Step 3: Mix Wet Ingredients
In a larger bowl, whisk the mashed bananas with the egg, vegetable oil, milk, and vanilla extract. These wet ingredients combine to create a smooth mixture that keeps the muffins tender and flavorful.
Step 4: Bring Wet and Dry Together
Gently stir the dry ingredients into the wet, mixing just until everything is combined. Overmixing can make muffins dense, so stop stirring as soon as no dry spots remain. You want the batter to be slightly lumpy for that wonderful texture.
Step 5: Fold in Chocolate Chips
Carefully fold the semi-sweet mini chocolate chips into the batter. These little gems add delightful bursts of chocolate that contrast beautifully with the sweet banana base.
Step 6: Fill the Muffin Cups and Bake
Divide the batter evenly among the 12 muffin cups. Sprinkle extra chocolate chips on top to give your muffins an eye-catching finish and that extra chocolate hit. Bake for 18 to 20 minutes until the tops are set and a toothpick inserted into the center comes out clean or with just a few moist crumbs.
Step 7: Cool Before Enjoying
Once baked, let the muffins rest in the tin for about 5 minutes before transferring them to a cooling rack. This step helps them firm up slightly and makes them easier to remove without breaking.
How to Serve Chocolate Chip Banana Muffins Recipe

Garnishes
Adding a simple garnish can elevate your muffins from good to show-stopping. Try dusting the tops lightly with powdered sugar or drizzling a bit of melted chocolate for an inviting, glossy finish. A dollop of whipped cream or a smear of nut butter on the side pairs wonderfully with the chocolate-banana flavor.
Side Dishes
These muffins can easily be part of a larger spread. Pair them with a fresh fruit salad or a creamy yogurt parfait for a balanced breakfast. A piping hot cup of coffee or your favorite tea completes the experience and makes any morning feel special.
Creative Ways to Present
For a fun twist, slice the muffins in half and layer them with peanut butter and banana slices for a sweet sandwich. You can also serve them warm with a scoop of vanilla ice cream for an indulgent dessert. Wrapping them individually in parchment paper and tying with a ribbon makes a charming gift or lunchbox treat.
Make Ahead and Storage
Storing Leftovers
Keep any leftover muffins fresh by storing them in an airtight container at room temperature. They will stay soft and delicious for up to three days. If you want to extend their life, refrigerate them for up to a week, though be sure to let them come to room temperature before enjoying.
Freezing
Chocolate Chip Banana Muffins Recipe is freezer-friendly and freezes beautifully. Wrap individual muffins tightly in plastic wrap, then place them in a freezer-safe bag or container. Frozen muffins last up to two months and thaw quickly at room temperature or when warmed gently in the microwave.
Reheating
To bring your muffins back to life, pop them in the microwave for about 20 seconds or warm them in a preheated oven at 300 degrees Fahrenheit for 5 to 7 minutes. This quick heat-up restores their soft texture and melty chocolate pockets, making you feel like they are freshly baked.
FAQs
Can I use regular chocolate chips instead of mini ones?
Absolutely! Regular chocolate chips work just fine, though mini chips distribute more evenly throughout the muffins and give small bursts of chocolate in each bite. It’s a matter of preference, so choose what you like best.
What if I don’t have cocoa powder?
If you don’t have cocoa powder on hand, you can omit it altogether. The muffins will lose a bit of their chocolate depth but will still be delightful banana chocolate chip muffins. Alternatively, you could add a bit more chocolate chips to maintain that chocolate flavor.
Can I substitute the vegetable oil?
Yes, you can swap vegetable oil for melted butter or coconut oil. Butter will give a richer flavor while coconut oil adds a subtle tropical note. Keep the quantity the same to maintain the right moisture level.
How ripe should the bananas be?
For this Chocolate Chip Banana Muffins Recipe, the riper the bananas, the better. Look for bananas with lots of brown spots or that are very soft. These will impart more natural sweetness and moisture, which is key to the muffins’ softness.
Can I make this recipe gluten-free?
Definitely! Use a one-to-one gluten-free baking flour blend in place of regular flour. Make sure your baking soda is gluten-free as well, and your muffins will turn out just as delicious without gluten.
Final Thoughts
There is something truly magical about the comforting flavors and tender crumb of this Chocolate Chip Banana Muffins Recipe. It’s a simple yet satisfying treat that feels like a warm hug in muffin form. Whether you’re making them for a busy weekday breakfast, a leisurely weekend brunch, or a sweet snack, these muffins will not disappoint. Give this recipe a try and watch how quickly they disappear from your kitchen!
Print
Chocolate Chip Banana Muffins Recipe
- Prep Time: 15 minutes
- Cook Time: 20 minutes
- Total Time: 35 minutes
- Yield: 12 muffins
- Category: Breakfast, Snack, Dessert
- Method: Baking
- Cuisine: American
- Diet: Vegetarian
Description
Deliciously moist and flavorful Chocolate Chip Banana Muffins made with ripe bananas, cocoa powder, and mini chocolate chips. These muffins offer a perfect balance of sweetness and a hint of chocolate, ideal for breakfast or a snack.
Ingredients
Dry Ingredients
- 1 â…” cups flour
- 1 heaping teaspoon baking soda
- ½ teaspoon salt
- â…” cup sugar
- 1 tablespoon brown sugar (packed)
- 2 tablespoons cocoa powder
Wet Ingredients
- 1 egg
- ½ cup vegetable oil
- â…“ cup milk (or almond milk)
- 1 teaspoon vanilla extract
- 2 overripe bananas (peeled and mashed)
Add-ins
- ¼ cup semi-sweet mini chocolate chips (plus additional for topping)
Instructions
- Preheat and Prepare: Preheat your oven to 375 degrees Fahrenheit. Line a 12-cup muffin pan with cupcake liners and lightly spritz the liners with non-stick cooking spray to prevent sticking.
- Mix Dry Ingredients: In a medium bowl, whisk together the flour, baking soda, salt, sugar, brown sugar, and cocoa powder until well combined.
- Mix Wet Ingredients: In a large mixing bowl, whisk together the mashed bananas, egg, vegetable oil, milk (or almond milk), and vanilla extract until smooth.
- Combine Wet and Dry: Stir the wet ingredients into the dry ingredients until just combined. Be careful not to overmix to keep the muffins tender.
- Fold in Chocolate Chips: Gently fold the mini semi-sweet chocolate chips into the batter to distribute evenly.
- Fill Muffin Cups: Divide the batter evenly among the 12 muffin cups. Optionally, sprinkle additional chocolate chips on top of each muffin for extra chocolatey goodness.
- Bake: Bake the muffins in the preheated oven for 18 to 20 minutes, or until a toothpick inserted into the center comes out clean or with a few moist crumbs.
- Cool: Let the muffins rest in the muffin tin for 5 minutes, then transfer them to a cooling rack to cool completely.
Notes
- Use overripe bananas for the best natural sweetness and moisture.
- If you prefer dairy-free, substitute regular milk with almond milk.
- Do not overmix the batter to avoid tough muffins.
- Adding extra chocolate chips on top enhances the presentation and adds extra chocolate flavor.
- Store muffins in an airtight container at room temperature for up to 3 days or freeze for longer storage.

